Dashboard / as at 2 Nov 2026
Lantern & Loaf Bakery
Demo business with made-up figures, recalculated every hour. All amounts in USD.
This week
At the recent pace, cash lasts about 5 months.
One thing to do this week
Chase Blue Door Cafe for $2.1k
It is 23 days overdue. A short call, or a reminder with the invoice attached, is a good start. With cash lasting about 5 months at the recent pace, money owed to you matters more than usual.
Key numbers
2 Nov 2026Cash in the bank
$40.5k
-$479 since 31 Oct
Sales in November so far
$6k
too early to compare
Profit in October
$5.2k
after a $707 loss in September
Overdue, owed to you
$4k
2 invoices
Cash lasts, at recent pace
~5 months
cash fell 3 months running
What changed
Most important first. Every number is calculated from your Xero figures.
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How long cash lasts (Worth a look)
Cash fell in each of the last 3 months, by an average of $8.4k a month. If that carries on, the $40.5k in the bank lasts about 5 months (to around March 2027).
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Reliance on one customer (Worth knowing)
Blue Door Cafe made up 27% of what you invoiced over the last 3 months ($67.1k of $244.7k). $2.1k of what they owe is overdue.
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Bills due soon (Worth knowing)
$8.8k of bills are due in the next 14 days. Cash in the bank covers that 4.6 times over.
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Sales in October (Good news)
Sales in October were $83.8k, up $8k (11%) on September, mainly because of Retail sales ($6.8k higher than in September). That is up 6% on October last year ($78.7k).
Show 3 smaller changesShow fewer
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Profit in October (Good news)
October made a profit of $5.2k, after a loss of $707 in September, mainly because of Retail sales ($6.8k higher than in September).
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Overdue invoices (Worth a look)
Customers owe you $4k that is past due, across 2 invoices. Biggest: Blue Door Cafe $2.1k (23 days overdue), Oakline Offices $1.9k (12 days overdue). In total, money owed to you (receivables) is $73.7k.
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Cash in the bank (Worth knowing)
Cash in the bank is $40.5k, down $479 since the end of October.
Show the numbers
| October 2026 | $83,778 |
| September 2026 | $75,815 |
| August 2026 | $75,088 |
| July 2026 | $76,956 |
| June 2026 | $77,416 |
| May 2026 | $80,876 |
| April 2026 | $76,778 |
| March 2026 | $75,231 |
| February 2026 | $67,424 |
| January 2026 | $66,056 |
| December 2025 | $95,971 |
| November 2025 | $86,712 |
| October 2025 | $78,735 |
| September 2025 | $72,648 |
| August 2025 | $70,962 |
| July 2025 | $71,694 |
| June 2025 | $76,591 |
| May 2025 | $78,059 |
| April 2025 | $76,491 |
| March 2025 | $72,707 |
| February 2025 | $68,590 |
| January 2025 | $67,228 |
| December 2024 | $91,139 |
| November 2024 | $79,764 |
Show the numbers
| October 2026 | $5,233 |
| September 2026 | -$707 |
| August 2026 | -$2,571 |
| July 2026 | $740 |
| June 2026 | $10,032 |
| May 2026 | $14,266 |
| April 2026 | $10,319 |
| March 2026 | $9,707 |
| February 2026 | $3,914 |
| January 2026 | $2,761 |
| December 2025 | $27,142 |
| November 2025 | $18,628 |
| October 2025 | $15,234 |
| September 2025 | $8,733 |
| August 2025 | $7,581 |
| July 2025 | $7,037 |
| June 2025 | $12,558 |
| May 2025 | $14,019 |
| April 2025 | $11,772 |
| March 2025 | $10,579 |
| February 2025 | $8,989 |
| January 2025 | $7,036 |
| December 2024 | $23,185 |
| November 2024 | $15,644 |
Show the numbers
| October 2026 | $40,940 |
| September 2026 | $50,103 |
| August 2026 | $58,364 |
| July 2026 | $66,054 |
| June 2026 | $74,709 |
| May 2026 | $74,146 |
| April 2026 | $74,085 |
| March 2026 | $73,646 |
| February 2026 | $73,007 |
| January 2026 | $72,034 |
| December 2025 | $72,120 |
| November 2025 | $73,173 |
| October 2025 | $72,764 |
| September 2025 | $71,593 |
| August 2025 | $70,932 |
| July 2025 | $71,698 |
| June 2025 | $70,354 |
| May 2025 | $70,325 |
| April 2025 | $70,051 |
| March 2025 | $70,561 |
| February 2025 | $70,778 |
| January 2025 | $70,261 |
| December 2024 | $69,648 |
| November 2024 | $69,753 |
Show the numbers
| October 2026 | $37,770 |
| September 2026 | $36,272 |
| August 2026 | $40,583 |
| July 2026 | $37,213 |
| June 2026 | $38,588 |
| May 2026 | $37,181 |
| April 2026 | $36,927 |
| March 2026 | $44,952 |
| February 2026 | $44,013 |
| January 2026 | $37,920 |
| December 2025 | $42,989 |
| November 2025 | $35,180 |
| October 2025 | $36,912 |
| September 2025 | $39,088 |
| August 2025 | $37,110 |
| July 2025 | $38,893 |
| June 2025 | $43,008 |
| May 2025 | $36,844 |
| April 2025 | $41,953 |
| March 2025 | $43,319 |
| February 2025 | $41,356 |
| January 2025 | $38,962 |
| December 2024 | $37,534 |
| November 2024 | $37,379 |
Overdue: who owes you
| Customer | Overdue | Oldest |
|---|---|---|
| Blue Door Cafe | $2,140 | 23 days |
| Oakline Offices | $1,860 | 12 days |
Costs that moved in October
No cost line moved more than 25% from its usual level.
"Usual" is the average of the previous six months. Direct costs are adjusted for the level of sales.
Biggest customers, last 3 months
- Blue Door Cafe$67,124 (27%)
- Mission Street Market$57,764 (24%)
- Hilltop Grocers$48,137 (20%)
- Oakline Offices$42,776 (17%)
- Rivera Weddings$28,882 (12%)
Share of what you invoiced (before tax) in the last 3 months.
All amounts are in USD, the base currency in Xero. ReportPilot only reads from Xero; it cannot change anything in your books.